# YAFFA

> YAFFA is a free, self-hosted personal finance app to track income and expenses, plan budgets, and monitor investments - all while keeping your data private.

## Get Started

- [Free Personal Finance Application - YAFFA](https://yaffa.cc/): YAFFA is a free, self-hosted personal finance app to track income and expenses, plan budgets, and monitor investments - all while keeping your data private.
- [Features of YAFFA — Self-Hosted Personal Finance App](https://yaffa.cc/features-of-yaffa-personal-finance-application/): Explore YAFFA's features: track income and expenses across accounts, set budgets, plan scheduled transactions, monitor investments, and gain financial insights.
- [Try YAFFA Free - Sandbox Demo and Self-Hosting Options](https://yaffa.cc/try-yaffa-budget-app/): Explore YAFFA's capabilities risk-free: register a free sandbox account, log in with pre-filled demo data, or self-host your own instance.

## Features

- [Account Groups in YAFFA - Organize Your Financial Structure](https://yaffa.cc/features-of-yaffa-personal-finance-application/account-groups/): Account groups in YAFFA let you organize accounts into meaningful buckets - daily banking, savings, investments - so your structure stays clear.
- [Accounts in YAFFA — Know Where Your Money Lives](https://yaffa.cc/features-of-yaffa-personal-finance-application/accounts/): YAFFA accounts give every transaction a home. Learn how account management, multi-currency support, opening balances, and account groups keep records clear.
- [AI Document Processing in YAFFA - Receipts to Transactions](https://yaffa.cc/features-of-yaffa-personal-finance-application/ai-document-processing/): YAFFA can read a receipt, invoice, or email and extract the transaction details for you. Review the draft and confirm - no manual typing required.
- [Budgets and Scheduled Transactions - Plan with YAFFA](https://yaffa.cc/features-of-yaffa-personal-finance-application/budgets-and-scheduled-transactions/): YAFFA lets you plan ahead with scheduled transactions and standalone budgets. Set recurring events for known expenses, define category spending targets, and see forecasts.
- [Categories in YAFFA - Understand What You Spend Your Money On](https://yaffa.cc/features-of-yaffa-personal-finance-application/categories/): Categories in YAFFA turn transactions into meaningful records. Learn how a flexible, user-defined structure supports faster entry and safe reorganization.
- [Sample Budget Category Systems - Organize with YAFFA](https://yaffa.cc/features-of-yaffa-personal-finance-application/categories/sample-categorization-systems/): Three ready-to-use category structures for personal finance tracking, from a minimal setup to a comprehensive system. Choose one that fits and customize it.
- [CSV & QIF Import in YAFFA - Bring In Your Bank Transactions](https://yaffa.cc/features-of-yaffa-personal-finance-application/csv-and-qif-import/): Import transactions from a CSV or QIF file from your bank. YAFFA parses the file, flags likely duplicates, and lets you review every row before saving.
- [Currencies in YAFFA — Multi-Currency Personal Finance Tracking](https://yaffa.cc/features-of-yaffa-personal-finance-application/currencies/): YAFFA supports multiple currencies across accounts and investments. Set a base currency for unified reporting and automatic daily exchange rate updates.
- [Exchange Rates in YAFFA - Accurate Multi-Currency Tracking](https://yaffa.cc/features-of-yaffa-personal-finance-application/currency-exchange-rates/): YAFFA keeps multi-currency records accurate with automatic daily rate retrieval via Frankfurter, custom rates for transfers, and per-account currencies.
- [Dashboard in YAFFA - Your Daily Financial Overview](https://yaffa.cc/features-of-yaffa-personal-finance-application/dashboard/): The YAFFA dashboard gives an immediate view of your finances: account totals, monthly category impact, upcoming scheduled transactions, and suggestions.
- [Investment Groups in YAFFA - Organize Your Portfolio](https://yaffa.cc/features-of-yaffa-personal-finance-application/investment-groups/): Investment groups in YAFFA organize holdings into meaningful buckets - retirement, income, speculative - so your portfolio structure stays clear as it grows.
- [Investment Prices in YAFFA - Track What Your Holdings Are Worth](https://yaffa.cc/features-of-yaffa-personal-finance-application/investment-prices/): YAFFA stores dated price records for every investment, so you know what holdings are worth. Manual entry, charts, and automated retrieval are supported.
- [Investment Tracking in YAFFA - See Your Full Financial Picture](https://yaffa.cc/features-of-yaffa-personal-finance-application/investments/): YAFFA tracks stocks, ETFs, funds, and other holdings alongside your cash accounts. Follow quantities, valuations, performance, and dividends in one app.
- [Payees in YAFFA - Know Where Your Money Goes](https://yaffa.cc/features-of-yaffa-personal-finance-application/payees/): YAFFA payees give every transaction a name. Category suggestions, duplicate detection, and merging keep your financial records consistent and entry fast.
- [Quick Entry in YAFFA - Record Transactions Faster](https://yaffa.cc/features-of-yaffa-personal-finance-application/quick-entry/): YAFFA learns your financial habits to speed up transaction entry: suggested payees, automatic category pre-fill, and one-click scheduled transactions.
- [Security and API Access - Two-Factor Login and API Tokens in YAFFA](https://yaffa.cc/features-of-yaffa-personal-finance-application/security-and-api-access/): Protect your self-hosted YAFFA with optional two-factor authentication, and automate your own data with scoped, expiring personal API tokens.
- [Tags in YAFFA - Add Cross-Cutting Labels to Your Transactions](https://yaffa.cc/features-of-yaffa-personal-finance-application/tags/): Tags in YAFFA let you attach flexible labels to transactions for filtering and review, separate from categories. Group activity by project, trip, or theme.
- [Transactions in YAFFA - The Core Record of Your Finances](https://yaffa.cc/features-of-yaffa-personal-finance-application/transactions/): Every purchase, income, transfer, and investment activity in YAFFA is a transaction - with split categorization, recurring schedules, and tags.

## Reports & Insights

- [Reports & Insights in YAFFA — Budget and Expense Analytics](https://yaffa.cc/reports-and-insights-in-yaffa-budget-app/): YAFFA turns your transactions into insights: a monthly cash flow trend, a transaction investigation workspace, and a budget-vs-actual chart by category.
- [Cash Flow Report in YAFFA - Monthly Trends & Forecasting](https://yaffa.cc/reports-and-insights-in-yaffa-budget-app/cash-flow/): The YAFFA cash flow report shows monthly balance change, running total, and investment value on one timeline, with an optional schedule-based forecast.
- [Find Transactions in YAFFA - Filter & Analyze History](https://yaffa.cc/reports-and-insights-in-yaffa-budget-app/find-transactions/): Find Transactions is YAFFA's investigative report: filter by date, type, category, payee, account, or tag, then review results as a summary, list, or chart.
- [Budget Chart in YAFFA - Actual vs Planned Spending by Category](https://yaffa.cc/reports-and-insights-in-yaffa-budget-app/budget-chart/): The YAFFA budget chart compares actual spending against your budgets and schedules by category over time, with a trend line and a breakdown of what makes up each planned total.

## Money Matters

- [Money Matters — Everyday Money Problems YAFFA Solves](https://yaffa.cc/everyday-money-problems-yaffa-solves/): Not sure which YAFFA feature you need? Start with what's bothering you about your money — YAFFA is self-hosted and keeps it private.
- [Where Does My Money Go? — Solved with YAFFA](https://yaffa.cc/everyday-money-problems-yaffa-solves/where-does-my-money-go/): See exactly where your money comes from and where it goes, using payees, categories, and transaction reports in YAFFA.
- [Track Every Account in One Place — Solved with YAFFA](https://yaffa.cc/everyday-money-problems-yaffa-solves/money-scattered-across-accounts/): Bring your wallet, banking, savings, and multi-currency accounts into one place with YAFFA's self-hosted account tracking.
- [Speed Up Transaction Entry — Solved with YAFFA](https://yaffa.cc/everyday-money-problems-yaffa-solves/stop-retyping-transactions/): Speed up transaction entry with default categories, quick entry, and bulk CSV or QIF import in YAFFA.
- [Keep Your Budget Current — Solved with YAFFA](https://yaffa.cc/everyday-money-problems-yaffa-solves/keep-your-budget-current/): Review recurring bills and budgeted items in one place so your financial plan reflects reality, with YAFFA.
- [Can I Afford to Save More? - Solved with YAFFA](https://yaffa.cc/everyday-money-problems-yaffa-solves/can-i-afford-to-save-more/): Check whether your monthly cash flow is healthy enough to save or invest more, with YAFFA's cash flow report.
- [What's Going On With My Spending? - Solved with YAFFA](https://yaffa.cc/everyday-money-problems-yaffa-solves/whats-going-on-this-month/): Trace an unexpected balance change back to the exact transactions behind it with YAFFA's Find Transactions report.

## Documentation & Support

- [Documentation - YAFFA Personal Finance Application](https://yaffa.cc/documentation/): Guides and documentation for YAFFA personal finance application. Learn how to install, configure, and use your self-hosted YAFFA instance.
- [Frequently Asked Questions — YAFFA](https://yaffa.cc/faq/): Answers to common questions about YAFFA, self-hosting, data privacy, and getting started.

## Key Facts

- YAFFA is free and self-hosted; users run their own instance and keep full ownership of their financial data.
- Multi-account and multi-currency financial tracking
- Transaction recording and categorization
- Intelligent suggestions to speed up data entry
- Transaction splitting for detailed analysis
- Budgeting and recurring transaction planning
- Forecasting based on scheduled data
- Investment tracking with price updates
- Optional AI-assisted document processing for transaction input
- Does not (yet) support: automatic bank synchronization
- Does not (yet) support: native mobile application (responsive web only)
- Not intended as strict accounting software

## Optional

- [Privacy Policy - YAFFA Personal Finance Application](https://yaffa.cc/privacy-policy/): Privacy Policy for YAFFA personal finance application. Learn how we collect, use, and protect your personal information when using our website and services.
- [Terms and Conditions - YAFFA Personal Finance Application](https://yaffa.cc/terms-and-conditions/): Terms and Conditions for YAFFA personal finance application. Learn about the rules and regulations for using our website and services.