Know where your money actually goes

That sinking “where did it all go” feeling

Screenshot of the YAFFA payees list, showing each payee's active status, default category, and transaction counts
A familiar moment

A number on its own doesn't explain anything

You check your balance and it's lower than expected, but a list of amounts and dates doesn't tell you why. A $45 withdrawal on a Tuesday means nothing on its own, until you know who it went to and what it was for.

How YAFFA helps

Payees, categories, and Find Transactions work together

1

Payees

Every withdrawal or deposit gets a name, Supermarket, Employer, Landlord, instead of just a number. See Payees.

2

Categories

Group spending into areas that match how you actually think about your life: food, housing, transport. See Categories.

3

Find Transactions

When a category or payee looks off, drill straight into the transactions behind it. See Find Transactions.

What this looks like day to day

  1. Record a transaction and pick, or quickly add, a payee. YAFFA remembers the category you usually use for them and pre-fills it.
  2. Over weeks, your history builds into a real map of where money comes from and where it goes.
  3. When something looks off, open Find Transactions and filter by category or payee to see exactly what happened.

Worth knowing

YAFFA won't pull this from your bank automatically, you enter transactions yourself, or let AI document processing draft one from a receipt for you to confirm. That review step is what keeps the categorization trustworthy.

Explore YAFFA

More features and further details

Check out other features of YAFFA personal finance application, or learn more by reading the detailed documentation.

Features

Learn more about the features of YAFFA personal finance application

Learn More about Features

Documentation

Read detailed guides how to get started with YAFFA personal finance application.

Learn More about Documentation

More everyday situations

See how YAFFA helps with other everyday money problems, from scattered accounts to out-of-date budgets.

Learn More about More everyday situations

Ready to take control of your finances?

Try the YAFFA sandbox free — no credit card, no bank connection, no data sharing.

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