When to reach for this report
- You want to know whether you are consistently building a monthly surplus, or only occasionally.
- You want to check whether planned commitments fit your currently available funds.
- You want to see whether accumulated free cash has grown large enough to move into savings or investments.
- You want to sanity-check whether one particular account is becoming stressed or underused.
Reading the chart
The report reads from precomputed monthly account summaries rather than recalculating every transaction on each request, so it stays responsive even with years of history. Values are grouped by month and transaction type, and non-base-currency amounts are converted using the latest available monthly rate — practical for interpretation, though not intended as formal accounting precision. The current month is highlighted so you always know where "now" sits on the timeline.
Best for trend, not for detail
Cash flow is built to answer trend questions — is the direction healthy? Is it improving or slipping? When a specific month looks unusual and you want to know exactly which transactions caused it, switch to Find Transactions and filter down to that period.
Under the hood
The forecast is based on scheduled transactions and budgets . YAFFA is not making assumptions and projections based on your past behavior, but rather helps you plan and forecast. For this the best tool is the budget chart report, which can be used to see trends in your spending and set up budgets and forecasts accordingly. The cash flow report then takes those budgets and schedules into account to show you where your finances are headed.